Finance

Leasehold reform caps ground rents at £250 as England and Wales ban new leasehold flats, expand commonhold and scrap forfeiture, promising lower costs and greater control for homeowners.

commonhold flats UK | ground rent cap 250 | housing reform 2026 | leasehold law England Wales | leasehold reform UK

Leasehold reform: ground rents capped at £250 as England and Wales move to end leasehold system

Santander has issued a warning to UK banking customers after identifying a rise in task-based online scams, with more than £95,000 stolen between October and December 2025, according to bank data.

bank warning | January payday | online fraud | Santander | Santander UK

Why is Santander warning UK banking customers about task scams ahead of January payday

The National Lottery app and website are offline from 11:00 pm on Saturday, 24 January 2026, until the end of Sunday, 25 January 2026, as part of a major digital upgrade. Here is what still works during the outage, how Lotto and Thunderball draws will run as scheduled, how prize claims are handled, and what UK players should do while online services are unavailable.

app | draws | lottery | outage

What still works while the National Lottery app is offline and how can players claim prizes

Gold price UK today: gold tops $5,000 as safe-haven demand jumps. Latest XAU/GBP levels, what’s driving the move, and practical UK buying checks on spreads, VAT, storage and risk.

gold | gold market | gold price UK | gold risk | gold today

Gold price UK and gold price today enter new market regime after $5,000 breakout

Discover what taxes London freelancers pay in 2026. Learn income tax, National Insurance, VAT, and practical tips for self-employed residents.

HMRC freelance guide | London freelancer taxes | National Insurance UK | UK self-employed income | VAT UK freelancers

What Taxes Do Freelancers in London Pay in 2026: Practical Guide

UK insurers processed a record £4bn in private medical claims in 2024, ABI data published in Jan 2026 shows. Workplace schemes reached £2.6bn as coverage rose to 6.5m people.

insurance | UK | Why did UK health insurance

Why did UK health insurance claims hit a record £4bn in 2024 as workplace cover surged

Discover factual ways to save money in London 2026. Expert tips on rent reduction, TFL travel hacks, utility bill grants, and local grocery savings in the UK

cheap rent London | London cost of living | london transport hacks | save money london 2026 | uk energy grants

How to Save Money in London 2026: Cost of Living and Budgeting Guide

Solar panel tax self assessment guide for UK homeowners: declare Smart Export Guarantee income, follow HMRC rules, avoid automatic £100 late filing fines and meet the 31 January deadline on time UK!

HMRC rules | SEG income | solar panels | tax self assessment | UK deadline

What UK homeowners need to know about solar panel tax self assessment rules before 31 January deadline

Taylor Wimpey shares trade at 109p in January 2026 with an 8.55% dividend and P/E of 12 as UK house prices fall. Full FTSE 250 analysis of risks, yield and outlook.

dividend yield | FTSE 250 | Taylor Wimpey shares | UK housebuilders

What is known about Taylor Wimpey shares in January 2026 as the stock trades at 109p with an 8.55% dividend

Palantir, Nvidia and Google dominate UK AI investing in 2026. Find out which AI stocks British pension and ISA investors should really be buying now.

AI | Alphabet | Nvidia | Palantir | UK investing

Why are UK investors questioning Palantir as Nvidia and Google dominate AI stocks in 2026

State pension and benefits dominate January 2026 as the UK cost of living crisis leaves 24 million people reliant on payments while energy, food and rent stay high and £24bn goes unclaimed.

cost of living | energy bills | food prices | housing costs | UK benefits

Why January 2026 benefit and pension payments matter for UK households in the cost of living crisis

Credit cards face a major shift as JPMorgan takes over Apple Card from Goldman Sachs, moving $20bn in customer debt in a two-year transfer that affects banks, cardholders and lending risk.

Apple Card | consumer debt | credit cards | Goldman Sachs | JPMorgan | JPMorgan Chase

Credit cards: how and why JPMorgan is taking over Apple Card’s $20bn debt from Goldman

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